Digitalsuccesswithjt.com is committed to providing a superior learning experience for everyone we work with. We know that our users are committed to their success, and we are equally committed to ensuring that each interaction that someone has with our content is optimized for maximum educational potential. To enable us to do this, Digitalsuccesswithjt.com needs to gather and use certain information about individuals.

Individuals who we gather information about include customers, affiliates, business contacts, employees, and other people the organization has a relationship with or may need to contact. This policy describes how this personal data is collected, handled, and stored to meet the company's data protection standards — and to comply with the law.

Why This Policy Exists

This data protection policy ensures Digitalsuccesswithjt.com:

Complies with data protection law and follows industry best practices.

Protects the rights of staff, customers, affiliates, and partners.

Is open about how it stores and processes individuals' data.

Protects itself from the risks of a data breach.

UK Data Protection Law

The UK Data Protection Act 2018 (DPA) and the EU General Data Protection Regulation (GDPR) set out rules for organizations that conduct business with individuals or entities located in the UK or EU nations, including Digitalsuccesswithjt.com. These laws require personal information to be collected and used fairly, stored safely, and not disclosed unlawfully, regardless of whether data is stored electronically, on paper, or in any other manner.

The GDPR is underpinned by eight core principles, which state that personal data must:

Be processed fairly and lawfully.

Be obtained only for specific, lawful purposes.

Be adequate, relevant, and not excessive.

Be accurate and kept up to date.

Not be held for any longer than necessary.

Processed in accordance with the rights of data subjects.

Be protected in appropriate ways.

Not be transferred outside the European Economic Area (EEA), unless that country or territory also ensures an adequate level of protection.

Policy Statement

Every day, our business will receive, use, and store personal information about our customers, affiliates, partners, and colleagues. It is important that this information is handled lawfully and appropriately, in line with the requirements of the Data Protection Act 2018 and the General Data Protection Regulation (collectively referred to as the "Data Protection Requirements"). We take our data protection duties seriously because we respect the trust that is being placed in us to use personal information appropriately and responsibly.

About This Policy

This policy and any other documents referred to in it set out the basis on which we will process any personal data that we collect or process. This policy does not form part of any employee's contract of employment and may be amended at any time. The company as a whole is responsible for ensuring compliance with the Data Protection Requirements and with this policy. Any questions about the operation of this policy or any concerns that the policy has not been followed should be referred, in the first instance, to the Data Protection Officer.

What is Personal Data?

Personal data is defined as data (whether stored electronically or on paper) relating to a living individual who can be identified directly or indirectly from that data (or from that data and other information in our possession). Processing is any activity that involves the use of personal data. It includes obtaining, recording, or holding the data, organizing, amending, retrieving, using, disclosing, erasing, or destroying it. Processing also includes transferring personal data to third parties under privacy control conditions. Sensitive personal data includes contact information, address, session activity on the platform, IP location, etc. Sensitive personal data can only be processed under strict conditions and used for the express purpose for which it was collected.

Principles of Data Protection

Any organization that processes personal data must ensure that the data is:

Processed fairly, lawfully, and transparently. Collected for specific, explicit, and legitimate purposes and only processed further for compatible purposes.

Adequate, relevant, and limited to what is necessary for the intended purposes.

Accurate and kept up to date when necessary. Kept in a form that allows for identification for no longer than necessary for the intended purposes.

Not transferred to people or organizations located in countries without adequate protection without notifying the individual first.

Processed in accordance with the individual's rights and with appropriate security measures to protect against unauthorized or unlawful processing, accidental loss, destruction, or damage.

Fair and Lawful Processing The Data Protection Requirements aim to ensure that personal data is processed fairly without adversely affecting the rights of the individual. In compliance with the General Data Protection Regulation (GDPR), personal data will only be processed when it is necessary for a lawful purpose. Lawful purposes include obtaining the individual's consent, performing a contract with the individual, complying with a legal obligation, or serving the legitimate interests of the business. When processing sensitive personal data, additional conditions must be met.

Limited Processing Purposes In the course of business, we may collect and process personal data, including location data, from data subjects directly or from other sources such as business partners and subcontractors who provide technical, payment, delivery, credit reference, location, and other services. We will only process personal data for specific purposes or any other purposes permitted by Data Protection Requirements. We will inform data subjects of these purposes when we first collect the data or as soon as possible thereafter.

Notification to Individuals If we collect personal data directly from an individual, we will inform them about:

The purpose(s) for which we intend to process the personal data and the legal basis for the processing.

The legitimate interest of the business in processing personal data.

The types of third parties, if any, with whom we will share or disclose the personal data.

The fact that the business intends to transfer personal data to a non-EEA country or international organization and the appropriate and suitable safeguards in place.

How individuals can limit our use and disclosure of their personal data.

Information about the period that their information will be stored or the criteria used to determine that period.

Their right to request access, rectification, or erasure of personal data, or restriction of processing.

Their right to object to processing and their right to data portability.

Their right to withdraw their consent at any time (if given), without affecting the lawfulness of the processing before consent was withdrawn.

The right to file a complaint with the Information Commissioner's Office (ICO).

We will inform individuals of the sources of their personal data and whether it came from publicly accessible sources.

We will also inform them if providing personal data is required by law, contract, or as a condition to enter into a contract. In case an individual fails to provide personal data, we will inform them of the possible consequences.

We will provide individuals with information on automated decision-making, including profiling. We will provide details about the logic involved, the significance of processing, and the potential consequences of processing on the individual.

We will notify individuals about the data we collect from other sources, along with the types of personal data involved, within one month. Additionally, we will inform data subjects that we are the data controller and provide our contact details for data protection purposes.

We will collect personal data to the extent necessary for the specific purpose we notified the data subject about.

We will maintain the accuracy and up-to-date status of personal data by verifying the accuracy of personal data during collection and at regular intervals. We will destroy or amend inaccurate or out-of-date data.

We will only retain personal data for the purpose it was collected and will take necessary measures to erase or destroy personal data that is no longer required.

We will respect data subjects' rights and ensure their right to confirm the processing of their personal data, request access to their data, and ask for rectification, erasure, or processing restrictions. They can also file a complaint with a supervisory authority, confirm data portability, object to direct marketing, and decline automated decision-making, including profiling.

We will protect personal data from unlawful or unauthorized processing, accidental or unlawful destruction, alteration, loss, or unauthorized disclosure or access. We will use procedures and technologies to secure personal data from collection to destruction. We will only transfer data to a data processor who agrees to comply with our procedures and policies.

Confidentiality, integrity, and availability of personal data will be protected, with only authorized personnel accessing it. We will store personal data on the central computer system and databases of Moneyworriesuk.com

Security procedures include reporting any stranger in entry-controlled areas, locking confidential information, minimizing data, encrypting and pseudonymizing data, shredding paper documents, physically destroying digital storage devices, deleting electronic data when it is no longer required, logging off from individual monitors, and securing the confidentiality of personal data from passers-by.

We may transfer personal data to a country outside the EEA or an international organization provided that certain conditions apply, such as ensuring adequate protection of data subjects' rights and freedoms. We may also share personal data within our group.

Individuals may access their personal data, rectify, or erase it, and object to processing by submitting a request in writing to our contact email address. We will respond to the request within one month, unless the request is complex or numerous, in which case we will respond within three months. We will inform the data subject of any extension within one month of receipt of the request. We may request proof of identification before responding to a request.